Bank statement decoder
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Reference guide

Common bank statement
charges explained

Browse plain-English explanations for the most common cryptic charges on UK bank and credit card statements. Don't see yours? Use the decoder tool instead.

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Shopping & marketplaces
AMZN MKTP US*
Amazon Marketplace
A purchase from Amazon or a third-party Amazon seller
EBAY
eBay
A purchase made on eBay's online marketplace
VINTED
Vinted
A second-hand clothing purchase on Vinted
SHEIN / ROADGET BUSINESS
SHEIN
Fast fashion purchase from SHEIN's online store
PAYPAL * or PP*
PayPal
A payment made through PayPal — check PayPal for the actual merchant
KLARNA*PURCHASE
Klarna
An instalment payment for a purchase split via Klarna at checkout
CLEARPAY
Clearpay
A fortnightly instalment — Clearpay splits purchases into 4 payments
Streaming & entertainment
NF*NETFLIX.COM
Netflix
Monthly Netflix streaming subscription
SPOTIFY or SPOTIFY*PREMIUM
Spotify
Monthly Spotify Premium music subscription
DPLUS*DISNEY / DISNEY PLUS
Disney+
Disney, Marvel, Star Wars, Pixar streaming subscription
NOW TV / NOWTV*
NOW TV
NOW Entertainment, Cinema, or Sports pass subscription
SKY* / SKY DIGITAL
Sky
Sky TV, broadband, or mobile subscription
PATREON*
Patreon
A monthly creator membership pledge on Patreon
CRV*ONLYFANS.COM
OnlyFans
A subscription to a creator on OnlyFans
Subscriptions & software
AMZN*PRIME / AMAZON PRIME
Amazon Prime
Monthly or annual Prime membership — delivery, Prime Video, and more
APPLE.COM/BILL
Apple
iCloud, Apple Music, Apple TV+, App Store, or Apple One
GOOGLE *SERVICES
Google
Google One storage, YouTube Premium, Google Play, or Workspace
MICROSOFT* / XBOXLIVE
Microsoft / Xbox
Microsoft 365, Xbox Game Pass, OneDrive, or Xbox Live
ADOBE*CREATIVE
Adobe Creative Cloud
Monthly or annual Adobe Creative Cloud subscription
DROPBOX / DROPBOX.COM
Dropbox
Dropbox Plus or Professional cloud storage subscription
OPENAI / CHATGPT
ChatGPT Plus
OpenAI ChatGPT Plus monthly subscription
LINKEDIN*PREMIUM
LinkedIn Premium
LinkedIn Premium Career, Business, or Sales Navigator subscription
TINDER / TINDER GOLD
Tinder
Tinder Gold, Platinum, or Plus dating app subscription
Digital banking & payments
REVOLUT
Revolut
Revolut Premium or Metal plan, top-up, or cashback
Food delivery & recipe boxes
DELIVEROO
Deliveroo
A food delivery order or Deliveroo Plus subscription
JUST EAT / JUST-EAT
Just Eat
A takeaway food delivery order via Just Eat
UBER* / UBER EATS
Uber / Uber Eats
An Uber ride or Uber Eats food delivery
HELLOFRESH
HelloFresh
A weekly HelloFresh recipe box delivery
GOUSTO
Gousto
A weekly Gousto recipe box delivery
Health & fitness
PUREGYM
PureGym
Monthly PureGym gym membership fee

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