Bank statement decoder
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Reference guide

Common bank statement
charges explained

Browse plain-English explanations for the most common cryptic charges on UK bank and credit card statements. Don't see yours? Use the decoder tool instead.

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Shopping & marketplaces
AMZN MKTP US*
Amazon Marketplace
A purchase from Amazon or a third-party Amazon seller
EBAY
eBay
A purchase made on eBay's online marketplace
VINTED
Vinted
A second-hand clothing purchase on Vinted
SHEIN / ROADGET BUSINESS
SHEIN
Fast fashion purchase from SHEIN's online store
PAYPAL * or PP*
PayPal
A payment made through PayPal — check PayPal for the actual merchant
KLARNA*PURCHASE
Klarna
An instalment payment for a purchase split via Klarna at checkout
CLEARPAY
Clearpay
A fortnightly instalment — Clearpay splits purchases into 4 payments
ASOS.COM / ASOS
ASOS
A fashion purchase from ASOS, or an ASOS Premier delivery subscription
Streaming & entertainment
NF*NETFLIX.COM
Netflix
Monthly Netflix streaming subscription
SPOTIFY or SPOTIFY*PREMIUM
Spotify
Monthly Spotify Premium music subscription
DPLUS*DISNEY / DISNEY PLUS
Disney+
Disney, Marvel, Star Wars, Pixar streaming subscription
NOW TV / NOWTV*
NOW TV
NOW Entertainment, Cinema, or Sports pass subscription
SKY* / SKY DIGITAL
Sky
Sky TV, broadband, or mobile subscription
PATREON*
Patreon
A monthly creator membership pledge on Patreon
CRV*ONLYFANS.COM
OnlyFans
A subscription to a creator on OnlyFans
CRUNCHYROLL* / VRVM*
Crunchyroll
Monthly anime streaming subscription from Sony's Crunchyroll
PARAMOUNT+
Paramount+
Paramount+ streaming — CBS, MTV, Nickelodeon, Paramount films
GOOGLE*YOUTUBE
YouTube Premium
Ad-free YouTube and YouTube Music subscription from Google
Subscriptions & software
AMZN*PRIME / AMAZON PRIME
Amazon Prime
Monthly or annual Prime membership — delivery, Prime Video, and more
APPLE.COM/BILL
Apple
iCloud, Apple Music, Apple TV+, App Store, or Apple One
GOOGLE *SERVICES
Google
Google One storage, YouTube Premium, Google Play, or Workspace
MICROSOFT* / XBOXLIVE
Microsoft / Xbox
Microsoft 365, Xbox Game Pass, OneDrive, or Xbox Live
ADOBE*CREATIVE
Adobe Creative Cloud
Monthly or annual Adobe Creative Cloud subscription
DROPBOX / DROPBOX.COM
Dropbox
Dropbox Plus or Professional cloud storage subscription
OPENAI / CHATGPT
ChatGPT Plus
OpenAI ChatGPT Plus monthly subscription
LINKEDIN*PREMIUM
LinkedIn Premium
LinkedIn Premium Career, Business, or Sales Navigator subscription
TINDER / TINDER GOLD
Tinder
Tinder Gold, Platinum, or Plus dating app subscription
AUDIBLE* / AUDBNZ*
Audible
Amazon's audiobook subscription — monthly credits for audiobooks
NORDVPN / TEFINCOM
NordVPN
NordVPN subscription — TEFINCOM is the registered company name
DUOLINGO
Duolingo Super
Duolingo's premium language learning subscription
Gaming
PSN* / PLAYSTATION*
PlayStation / PSN
PS Plus subscription or a game purchase from the PlayStation Store
STEAM* / VALVE CORP
Steam / Valve
One-off game or DLC purchase from Valve's Steam PC gaming platform
Digital banking & payments
REVOLUT
Revolut
Revolut Premium or Metal plan, top-up, or cashback
Food delivery & recipe boxes
DELIVEROO
Deliveroo
A food delivery order or Deliveroo Plus subscription
JUST EAT / JUST-EAT
Just Eat
A takeaway food delivery order via Just Eat
UBER* / UBER EATS
Uber / Uber Eats
An Uber ride or Uber Eats food delivery
HELLOFRESH
HelloFresh
A weekly HelloFresh recipe box delivery
GOUSTO
Gousto
A weekly Gousto recipe box delivery
Travel
BOOKING.COM / BKNG*
Booking.com
A prepaid hotel or accommodation booking through Booking.com
AIRBNB* / AIRBNB PAYMENTS
Airbnb
A short-term accommodation booking through Airbnb
TRAINLINE / THE TRAINLINE
Trainline
Train, coach, or Eurostar tickets bought through The Trainline
Mobile & broadband
EE LIMITED
EE Mobile
Monthly EE mobile, home broadband, or fibre bill
TELEFONICA UK
O2
O2 monthly phone bill — appears as TELEFONICA UK on statements
VODAFONE LTD
Vodafone
Monthly Vodafone mobile or broadband bill
HUTCHISON 3G
Three Mobile
Three mobile bill — registered as Hutchison 3G UK
BT GROUP
BT
Monthly BT broadband, phone line, or TV bill
VIRGIN MEDIA
Virgin Media
Monthly Virgin Media broadband, TV, or phone bill
SKY MOBILE
Sky Mobile
Monthly Sky Mobile phone plan or handset contract
Health & fitness
PUREGYM
PureGym
Monthly PureGym gym membership fee
HEADSPACE
Headspace
Headspace guided meditation and mindfulness app subscription

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