PS Plus gives you two or more free games per month, access to online multiplayer, and cloud saves. The Essential tier at £6.99/mo is considered good value by most players. If you only play offline single-player games, you may not need it.

DecodeMyCharge Bank statement decoder

Sony / PlayStation

What is PSN or PLAYSTATION on my bank statement?

Q: How do I cancel PS Plus?

Log into your PlayStation account at playstation.com, go to Account Settings, then Subscription and select Cancel Subscription. You will keep your PS Plus benefits until the end of the current billing period. Your saved games and earned trophies are never lost.

Q: Why am I charged more than expected?

Sony has raised PS Plus prices. You might also have upgraded to a higher tier (Extra or Premium) or made an additional in-game purchase that appeared on the same statement. Check your Transaction History at playstation.com for a full itemised list.

Q: What if I don't recognise the charge?

Check Transaction History in your PlayStation account first. If the charge does not appear there and you are certain you did not authorise it, contact PlayStation Support and your bank. Your bank can dispute the charge and issue you a new card if needed.

This is a Sony PlayStation charge — either a recurring PS Plus subscription or a one-off purchase from the PlayStation Store.

PlayStation Network (PSN)

✓ Legitimate charge

PSN* or PLAYSTATION* on your bank statement is a charge from Sony's PlayStation Network. It could be one of two things: a recurring PS Plus subscription that renews automatically each month or year, or a one-off purchase from the PlayStation Store such as a full game, a DLC pack, or an in-game item like V-Bucks or FIFA points.

PS Plus is PlayStation's online subscription service and comes in three tiers: Essential at £6.99/month, which gives you online multiplayer and two or three free games each month; Extra at £10.99/month, which adds a library of hundreds of downloadable PS4 and PS5 games; and Premium at £13.49/month, which adds classic PS1, PS2, and PSP titles plus game trials. Annual plans work out cheaper per month if you pay upfront.

A common reason people are surprised by a PlayStation charge is that PS Plus renews automatically unless you turn off auto-renewal. If someone else in your household — a partner, child, or sibling — has access to your PlayStation console and your payment method is saved, they may have made a purchase without you realising. Checking Transaction History in your account takes less than a minute and will show every charge with a date and description.

Company

Sony / PlayStation

Type

Gaming platform / subscription

Recurring?

Yes (PS Plus) / No (purchases)

Cancel anytime?

Yes

What to do Log into playstation.com, go to Account Settings > Payment & Subscriptions > Transaction History. Every charge is listed with a date and description. To cancel PS Plus, go to Account Settings > Subscription > Cancel Subscription — you keep access until the billing period ends.

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Frequently asked

Questions about PlayStation charges

What is PSN on my bank statement?

PSN stands for PlayStation Network — Sony's online gaming platform. A charge labelled PSN* or PLAYSTATION* is either your recurring PS Plus subscription or a one-off purchase such as a game, DLC, or in-game item from the PlayStation Store. Log into your account at playstation.com and check Transaction History to see the exact purchase details.

Is PS Plus worth it?

PS Plus Essential gives you two or more free games per month plus online multiplayer access, which most regular PlayStation players find worthwhile at £6.99/mo. If you play online regularly, it pays for itself quickly. If you mainly play offline single-player games or rarely use your console, you may find it easy to live without.

How do I cancel PS Plus?

Log into playstation.com, go to Account Settings, then Subscription, and select Cancel Subscription. You will keep your PS Plus benefits until the end of the current paid period — Sony does not offer refunds for unused time. Your game saves, trophies, and library history are never deleted.

Why am I charged more than expected?

Sony has raised PS Plus prices in recent years, so your renewal may be higher than when you first subscribed. It is also possible you made an additional in-game purchase — such as a battle pass or currency pack — that appeared on the same monthly statement. Your full Transaction History at playstation.com will itemise every charge.

What if I don't recognise the charge?

Start by checking your PlayStation Transaction History — many unrecognised charges turn out to be an in-game purchase by a family member or a forgotten auto-renewal. If the charge still does not match anything in your account history, contact PlayStation Support directly. If you believe your payment details were used fraudulently, contact your bank to dispute the charge and get a new card issued.

What is PSN or PLAYSTATION on my bank statement?

PlayStation Network (PSN)

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