This is a NordVPN subscription charge — TEFINCOM is the registered company that operates NordVPN.
NORDVPN or TEFINCOM on your bank statement is a charge for a NordVPN subscription. NordVPN is one of the most widely used VPN (Virtual Private Network) services globally, used for online privacy, security on public Wi-Fi, and accessing geo-restricted content. TEFINCOM S.A. is the Panama-incorporated company that operates NordVPN — which is why the charge may appear under that name.
NordVPN typically sells plans on a 1-year or 2-year basis with a heavily discounted introductory rate. When the plan renews, the price reverts to the standard rate — which is considerably higher than the promotional price. This is a very common reason people don't recognise the renewal charge or find it higher than expected.
The 30-day money-back guarantee means you can get a full refund on a new subscription within the first month — useful if you signed up and forgot about it, or changed your mind. After 30 days, NordVPN's standard policy does not provide refunds for unused subscription time.
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